Xmas Story has been catching plenty of attention, so we put it through its paces to see how it really holds up. Developed by BetConstruct, Xmas Story arrives with a high-variance maths model and a return-to-player rate of 96.45%. If everything lines up, Xmas Story can pay up to 5,000x your bet. Visually it's wrapped in a christmas theme, with the action running on 5 reels and 40 paylines. It first went live in 2022 and still earns its place today. But is it actually worth playing? Read on.
Written by Rachel Kim · Last updated: February 2026
At its core, Xmas Story is a title produced by BetConstruct, leaning into a christmas aesthetic. It runs on 40 paylines across 5 reels with a high volatility profile, and a return-to-player rate of 96.45%.
Dig into the bonuses and Xmas Story starts to stand out. Look out for scatter symbols that unlock free spins and extra bonus rounds. With high variance, this one is aimed at players who can ride out the swings for the top wins. All told, it's a solid entry in the BetConstruct catalogue.
The RTP of 96.45% is right around the industry average of ~96%. This represents a fair return that's in line with what most modern slots offer.
High volatility means longer gaps between wins, but when wins do land, they can be significantly larger. A bigger bankroll and patience are recommended for this type of slot.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Xmas Story features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
Xmas Story by BetConstruct is a solid offering that delivers good entertainment value. The 96.45% RTP combined with high volatility creates a well-balanced gaming experience.