Our review of Naughty or Nice cuts through the marketing and looks at what matters: how it plays and how it pays. Built by RTG, it lands as a slot game with very high variance and 95.91% RTP. Originally released in 2019, it has aged well. You get 5 reels and 40 paylines, all dressed up with a christmas theme. Top wins are capped at 250,000x your stake, a genuinely massive ceiling for the patient. Let's break down what works and what doesn't.
Written by Daniel Chen · Last updated: February 2026
This slot, Naughty or Nice, is the work of RTG, themed around christmas. It runs on 5 reels and 40 paylines with very high variance, and a published RTP of 95.91%.
The mechanics are what make Naughty or Nice interesting. Look out for scatter symbols that unlock free spins and extra bonus rounds. A progressive jackpot adds a wildcard payout that can land at any time. With very high variance, this one is aimed at players who can ride out the swings for the top wins. Overall it's a well-rounded slot that knows what it is.
At 95.91%, the RTP is slightly below the industry average of ~96%. While this is typical for many popular slots, players should be aware of the slightly lower theoretical return.
Very high volatility delivers the most extreme payout profile — long dry spells punctuated by potentially massive wins. Only recommended for experienced players with substantial bankrolls and high risk tolerance.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Naughty or Nice features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
Naughty or Nice features a progressive jackpot that grows with every spin placed by players across the network. The jackpot can be triggered randomly or through a special bonus feature, offering the chance to win a life-changing sum. The jackpot continues to grow until one lucky player hits the winning combination.
3.1 / 5 — Good
Naughty or Nice by RTG is a solid offering that delivers good entertainment value. The 95.91% RTP combined with very high volatility creates a well-balanced gaming experience.