If you're trying to work out whether Monkey Pays is worth your time, this hands-on review breaks it down. This is a Skywind release, sitting firmly in the medium low variance bracket and paying back 95.69% RTP. Dating back to 2024, it remains a regular pick. Top wins are capped at 5,000x your stake, a healthy ceiling worth chasing. You get 25 paylines across 5 reels, all wrapped in a monkey theme. Let's break down what works and what doesn't.
Written by Sophie Williams · Last updated: January 2026
Monkey Pays comes to us from Skywind, built around a monkey theme. It runs on 25 paylines across 5 reels with medium low variance, and an RTP of 95.69%.
Where Monkey Pays earns its keep is the feature set. Look out for scatter symbols that unlock free spins and extra bonus rounds. Thanks to its medium low variance, wins come often enough to suit casual, lower-risk play. Overall it's a well-rounded game that knows what it is.
At 95.69%, the RTP is slightly below the industry average of ~96%. While this is typical for many popular slots, players should be aware of the slightly lower theoretical return.
Medium-low volatility offers a good balance of regular wins with occasional larger payouts. Expect frequent hits with modest amounts, suitable for casual players who want low-risk entertainment.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Monkey Pays features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
Monkey Pays by Skywind is a solid offering that delivers good entertainment value. The 95.69% RTP combined with medium low volatility creates a well-balanced gaming experience.