Our review of Money Train 4 cuts through the marketing and looks at what matters: how it plays and how it pays. This is a Relax Gaming slot game, sitting firmly in the a high volatility profile bracket and paying back a published RTP of 95.08%. You get 6 reels and a familiar payline structure, all finished with a clean, modern look. Wins land at roughly a 30% hit rate, shaping how the sessions feel. The maximum win sits at 900,000x, so there's serious upside on the table. But is it actually worth playing? Read on.
Written by Michael Torres · Last updated: January 2026
Money Train 4 comes to us from Relax Gaming. Presentation-wise it's wrapped in polished, characterful visuals, and it leans toward a high-variance maths model at an RTP of 95.08%. Under the hood you'll find a straightforward 6 reels layout.
The mechanics are what make Money Train 4 interesting. Look out for scatter symbols that unlock free spins and extra bonus rounds. With high variance, this one is aimed at players who can ride out the swings for the top wins. On balance, Money Train 4 is a dependable option worth a few spins in the demo first.
At 95.08%, the RTP is slightly below the industry average of ~96%. While this is typical for many popular slots, players should be aware of the slightly lower theoretical return.
High volatility means longer gaps between wins, but when wins do land, they can be significantly larger. A bigger bankroll and patience are recommended for this type of slot.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Money Train 4 features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
Money Train 4 by Relax Gaming is a solid offering that delivers good entertainment value. The 95.08% RTP combined with high volatility creates a well-balanced gaming experience.