Searching for an honest Money on Tree review before you commit real money? You're in the right place. AWG are the team behind it, tuning the release for medium high volatility, with an RTP of 95%. If everything lines up, Money on Tree can pay up to 5,000x your bet. It's wrapped in polished, characterful visuals and plays out on 20 paylines across 5 reels. It first went live in 2021 and still earns its place today. Let's break down what works and what doesn't.
Written by Rachel Kim · Last updated: March 2026
Money on Tree comes to us from AWG, wrapped in polished, characterful visuals and powered by a 5-reel grid running 20 paylines. The result is a medium high-variance maths model paired with a return-to-player rate of 95%.
Dig into the bonuses and Money on Tree starts to stand out. Look out for scatter symbols that unlock free spins and extra bonus rounds. The medium high volatility strikes a middle ground that should suit most playing styles. On balance, Money on Tree is a dependable option worth a few spins in the demo first.
At 95%, the RTP is slightly below the industry average of ~96%. While this is typical for many popular slots, players should be aware of the slightly lower theoretical return.
Medium-high volatility means wins come less frequently but tend to be larger when they hit. Players should be prepared for dry spells between bigger wins, requiring a moderate bankroll.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Money on Tree features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
Money on Tree by AWG is a solid offering that delivers good entertainment value. The 95% RTP combined with medium high volatility creates a well-balanced gaming experience.