If you're trying to work out whether Money Cart 3 is worth your time, this hands-on review breaks it down. This is a Relax Gaming slot, sitting firmly in the high variance bracket and paying back a published RTP of 95.08%. You get a 5-reel grid running 40 paylines, all finished with a clean, modern look. Originally released in 2023, it has aged well. Top wins are capped at 1,000,000x your stake, a genuinely massive ceiling for the patient. Let's break down what works and what doesn't.
Written by Rachel Kim · Last updated: January 2026
Money Cart 3 is a slot game from Relax Gaming. Presentation-wise it's finished with a clean, modern look, and it leans toward high volatility at a published RTP of 95.08%. Under the hood you'll find 5 reels and 40 paylines.
Dig into the bonuses and Money Cart 3 starts to stand out. Look out for scatter symbols that unlock free spins and extra bonus rounds. The high volatility means patience is rewarded — expect quiet spells broken by bigger hits. On balance, Money Cart 3 is a dependable option worth a few spins in the demo first.
At 95.08%, the RTP is slightly below the industry average of ~96%. While this is typical for many popular slots, players should be aware of the slightly lower theoretical return.
High volatility means longer gaps between wins, but when wins do land, they can be significantly larger. A bigger bankroll and patience are recommended for this type of slot.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Money Cart 3 features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
Money Cart 3 by Relax Gaming is a solid offering that delivers good entertainment value. The 95.08% RTP combined with high volatility creates a well-balanced gaming experience.