Our review of MerMoney cuts through the marketing and looks at what matters: how it plays and how it pays. Built by Slot Factory, it lands as a game with medium low volatility and 94.02% RTP. It's wrapped in polished, characterful visuals and plays out on a 5-reel grid running 25 paylines. Originally released in 2023, it has aged well. Top wins are capped at 5,000x your stake, a healthy ceiling worth chasing. Let's break down what works and what doesn't.
Written by Michael Torres · Last updated: January 2026
MerMoney comes to us from Slot Factory, given an engaging visual treatment and powered by 5 reels and 25 paylines. The result is medium low volatility paired with a published RTP of 94.02%.
Where MerMoney earns its keep is the feature set. Look out for scatter symbols that unlock free spins and extra bonus rounds. The medium low volatility makes it forgiving on the bankroll, ideal for relaxed, longer sessions. Overall it's a well-rounded slot that knows what it is.
The RTP of 94.02% is below the industry average of ~96%. This is common for older slots or those with special features. The lower RTP may be offset by unique mechanics or higher maximum win potential.
Medium-low volatility offers a good balance of regular wins with occasional larger payouts. Expect frequent hits with modest amounts, suitable for casual players who want low-risk entertainment.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
MerMoney features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
MerMoney by Slot Factory is a solid offering that delivers good entertainment value. The 94.02% RTP combined with medium low volatility creates a well-balanced gaming experience.