If you're trying to work out whether Lucky Clover 20 is worth your time, this hands-on review breaks it down. Built by CT Interactive, it lands as a slot with medium high volatility and an RTP of 94.32%. You get a 5-reel grid running 25 paylines, all finished with a clean, modern look. The maximum win sits at 5,000x, so there's serious upside on the table. Dating back to 2025, it remains a regular pick. The full verdict is below.
Written by Rachel Kim · Last updated: March 2026
Lucky Clover 20 comes to us from CT Interactive. Presentation-wise it's finished with a clean, modern look, and it leans toward a medium high volatility profile at a published RTP of 94.32%. Under the hood you'll find 5 reels and 25 paylines.
Dig into the bonuses and Lucky Clover 20 starts to stand out. Look out for scatter symbols that unlock free spins and extra bonus rounds. Its medium high variance balances steady wins with the odd larger payout. All told, it's a solid entry in the CT Interactive catalogue.
The RTP of 94.32% is below the industry average of ~96%. This is common for older slots or those with special features. The lower RTP may be offset by unique mechanics or higher maximum win potential.
Medium-high volatility means wins come less frequently but tend to be larger when they hit. Players should be prepared for dry spells between bigger wins, requiring a moderate bankroll.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Lucky Clover 20 features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
Lucky Clover 20 by CT Interactive is a solid offering that delivers good entertainment value. The 94.32% RTP combined with medium high volatility creates a well-balanced gaming experience.