If you're trying to work out whether Gems & Riches is worth your time, this hands-on review breaks it down. Developed by Wizard Games, Gems & Riches arrives with medium low variance and 95.96% RTP. The maximum win sits at 10,000x, so there's serious upside on the table. You get a 5-reel grid running 10 paylines, all dressed up with a gem theme. Wins land at roughly a 30% hit rate, shaping how the sessions feel. So does it deliver? Let's get into it.
Written by Rachel Kim · Last updated: February 2026
Gems & Riches is a slot game from Wizard Games, themed around gem. It runs on 5 reels and 10 paylines with a medium low-variance maths model, and a published RTP of 95.96%.
Where Gems & Riches earns its keep is the feature set. Look out for scatter symbols that unlock free spins and extra bonus rounds. A progressive jackpot adds a wildcard payout that can land at any time. Thanks to its medium low variance, wins come often enough to suit casual, lower-risk play. On balance, Gems & Riches is a dependable option worth a few spins in the demo first.
At 95.96%, the RTP is slightly below the industry average of ~96%. While this is typical for many popular slots, players should be aware of the slightly lower theoretical return.
Medium-low volatility offers a good balance of regular wins with occasional larger payouts. Expect frequent hits with modest amounts, suitable for casual players who want low-risk entertainment.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Gems & Riches features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
Gems & Riches features a progressive jackpot that grows with every spin placed by players across the network. The jackpot can be triggered randomly or through a special bonus feature, offering the chance to win a life-changing sum. The jackpot continues to grow until one lucky player hits the winning combination.
3.1 / 5 — Good
Gems & Riches by Wizard Games is a solid offering that delivers good entertainment value. The 95.96% RTP combined with medium low volatility creates a well-balanced gaming experience.