Thinking about giving Bugs Money a spin? We tested it thoroughly so you know what to expect. Developed by Reflex Gaming, Bugs Money arrives with very high volatility and 94% RTP. Originally released in 2023, it has aged well. You get 10 paylines across 5 reels, all built around a nature theme. Top wins are capped at 5,502,800x your stake, a genuinely massive ceiling for the patient. But is it actually worth playing? Read on.
Written by Alex Crawford · Last updated: February 2026
Bugs Money comes to us from Reflex Gaming, themed around nature and powered by 5 reels and 10 paylines. The result is very high variance paired with an RTP of 94%.
The mechanics are what make Bugs Money interesting. Look out for scatter symbols that unlock free spins and extra bonus rounds. The very high volatility means patience is rewarded — expect quiet spells broken by bigger hits. All told, it's a solid entry in the Reflex Gaming catalogue.
The RTP of 94% is below the industry average of ~96%. This is common for older slots or those with special features. The lower RTP may be offset by unique mechanics or higher maximum win potential.
Very high volatility delivers the most extreme payout profile — long dry spells punctuated by potentially massive wins. Only recommended for experienced players with substantial bankrolls and high risk tolerance.
About 1 in 3 spins results in a win. This is a moderate hit frequency that balances win frequency with payout size.
Bugs Money features scatter symbols that can trigger free spins rounds. Landing the required number of scatter symbols anywhere on the reels activates the free spins feature, giving you extra chances to win without additional bets. During free spins, special modifiers may apply to boost your winning potential.
3.0 / 5 — Good
Bugs Money by Reflex Gaming is a solid offering that delivers good entertainment value. The 94% RTP combined with very high volatility creates a well-balanced gaming experience.